Background

In 2014 a Debt Solutions Protocol Steering Group was set up to initiate the development of protocols for the DSA and PIA. The Debt Solutions Protocol Steering Group was made up of creditors and creditor representatives, personal insolvency practitioners and personal insolvency practitioners representatives, consumer and debtor representatives and the ISI itself. In 2014 the group finalised both the standard DSA protocol and PIA protocol which was accepted and implemented by all stakeholders. The establishment of protocols is in line with best practice in other jurisdictions and has made the insolvency application process both simpler and faster for creditors, practitioners and debtors.

 

Protocol Oversight Committee

A Protocol Oversight Committee was established in July 2015 to monitor how the DSA Protocol and PIA Protocol are working in practice and meets when required.  The Committee is made up of creditors and creditor representatives, personal insolvency practitioners and personal insolvency practitioner’s representatives, consumer and debtor representatives and the ISI itself.

Members as at 12 September 2018 are listed below.

 

Cormac Keating	Insolvency Service of Ireland
Paula Walsh	Banking and Payments Federation Ireland
Adrienne Browne	Bank of Ireland
Paddy Purtill	Revenue Commissioners
David Hall	Irish Mortgage Holders Organisation
Ronan Duffy	Personal Insolvency Practitioner
Michael Bolger	Irish Society of Insolvency Practitioners
Willie Dollard	Allied Irish Bank
John Hogan	Personal Insolvency Practitioner
Michael Peacock	Watch Portfolio Management
Breege-Ann Murphy	Irish League of Credit Unions
Tara Cheevers	Association of Personal Insolvency Practitioners
Mitchell O’Brien	Association of Personal Insolvency Practitioners
Annmarie O'Connor	MABS National Development Ltd.
Elaine Larke	Credit Union Development Association
Patrick Johnson	Court Service

 

 

Terms of Reference

The Protocol Oversight Committee is asked to:

• Monitor how the two Protocols are working in practice;

• Present relevant anonymised data, as required for the sole purpose of monitoring the operation of the Protocols;

• Give consideration to legislation that may impact the operation of the Protocols;

• Create a project plan for achieving the work to be undertaken;

• Establish working groups, where these are necessary to progress discrete work streams;

• Agree how any working groups established will report to the Oversight Committee;

• Consider stakeholder comments when deciding on amendments to the Protocols;

• Make amendments to the two Protocols; and

• Work to encourage stakeholders to adopt the amendments.

 

Meeting Dates

The Protocol Oversight Committee has met on the following dates:

2nd July 2015

10th December 2015

26th May 2016

15th March 2017

12th September 2018

 

Update to DSA & PIA Protocols

The Protocol Oversight Committee agreed changes to both the standard DSA and PIA Protocols in July 2016.

The main changes included:

• Updates to the standard DSA Protocol to reflect wording used in the standard PIA Protocol;

• Updates to the Revenue clause of both the standard DSA and PIA Protocols to reflect Revenue policy.

The updated Protocols (July 2016 Version) are available for download here.